Agent Blogs

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Apr 26
2013

Flashback to 1969… Is housing really more unaffordable today?

Blog posted by Kevin Harris  ::  Views (476)
We keep hearing it on the news, from government, economists and banks… housing is more unaffordable today than it was for previous generations.  Is it really as much as people claim? We thought we would take a look and see at what the differences... [ more ]
Apr 11
2013

Things are Looking Up!

Blog posted by Kevin Harris  ::  Views (592)
Not a boom, but not a bust either According to an article in the Leader-Post StatsCan has reported that the economy had stronger growth than predicted in January. The growth was primarily driven by a stronger manufacturing sector but the arts, technology and... [ more ]
Feb 21
2013

3 Impactful 2013 Resolutions for Your Home

Blog posted by Kevin Harris  ::  Views (2470)
Whether it’s most important for you and your family to shrink your bills or reduce your carbon footprint, these resolutions are commendable. Here are some useful tips that can benefit ecological conservation, make more time for family, and lead to home... [ more ]
Nov 26
2012

TFSA Annual Contribution Limit Increasing to $5500

Blog posted by Kevin Harris  ::  Views (3492)
The Canadian government announced today that the annual limit on what one can contribute to their Tax Free Savings Account will increase by $500 starting in 2013. This is the first year since its introduction in 2009 that the government has raised the... [ more ]
Nov 14
2012

A Shorter Amortization Will Save You Thousands

Blog posted by Kevin Harris  ::  Views (2727)
With today’s historically low interest rates, it makes sense to shorten the number of years your mortgage is amortized over. Doing this will not only pay off your mortgage years earlier, but it will also save yourself thousands of dollars over the life of your... [ more ]
Oct 8
2012

What is a colour consultation?

Expert Question posted by Sue Kay  ::  Views (3960)
Good morning! Thank you for your inquiry. A paint colour consultation takes approximately one hour. During that time we review your likes and dislikes and how we can enhance the fixed elements of your home. I try to focus on delivering the style or personality... [ more ]
Oct 4
2012

Hello Sue, my name is Al Cinelli and I am the coop coordinator at Patrick Fogarty CSS in Orillia. I have a student with a request I haven't received in a long time. She wants some experience with Interior Design. So I started making some inquiries for her and I quickly found that most of these small businesses were one person operations working out of their homes, that couldn't give a student the full coop experience, on a daily basis. So, I have placed the student at Home Depot with the promise of exploring more options for her. This is where you come in. Is there any chance she could be given some opportunities to help stage houses or learn about interior design? Do you know anyone in the design business that could give this young lady some experiential learning opportunities in this field of work? Any help or suggestions would be greatly appreciated. Many thanks, Al

Expert Question posted by Sue Kay  ::  Views (4291)
Hello Al, We are strong believers in the co-op programs but have already filled our co-op positions for this semester. I will ask a few of my design folks and see if i have any luck thanks for the inquiry   Sue K [ more ]
Oct 1
2012

Getting Your Home Ready for Fall

Blog posted by Kevin Harris  ::  Views (3827)
If you couldn’t tell by the cooler weather and that it’s dark by 8pm, Fall has graced us with its presence. The arrival of Fall makes us want to curl up with a blanket by the fire and read a good book. But before that can be done, there are... [ more ]
Aug 28
2012

What's Your Number?

Blog posted by Kevin Harris  ::  Views (23833)
You’ve most likely heard the term “credit score” in conversations about debt or borrowing and understand that it has an effect on our ability to take out loans and get a mortgage and that it’s important to maintain good credit. Do you... [ more ]
Jul 18
2012

Bank of Canada Maintains Overnight Rate Target at 1 per cent

Blog posted by Kevin Harris  ::  Views (4662)
The Bank of Canada left its key overnight lending rate unchanged Tuesday, where it’s been sitting for almost two years. The last time it rose was September 8, 2010, when it was increased from .75 per cent up to 1 per cent. The overnight rate, which banks... [ more ]
Jul 18
2012

Mortgage Rules Have Changed Again

Blog posted by Kevin Harris  ::  Views (3756)
Here we go again. The Office of the Superintendent of Financial Institutions had proposed new guidelines for mortgage underwriting back in March and final Residential Mortgage Underwriting Practices and Procedures were released to financial institutions today.... [ more ]
Apr 18
2012

How much does it cost for a consultation?

Expert Question posted by Sue Kay  ::  Views (5143)
The cost for a whole home consultation is just $150 and takes about an hour to an hour and a half. During this time we focus on making the space feel perfect for you! I believe strongly in redesign and work with many of your existing pieces while giving you an up to... [ more ]
Apr 9
2012

That hits the target perfeclty. Thanks!

Expert Question posted by Sue Kay  ::  Views (4727)
GREAT ! love to help ! [ more ]
Mar 24
2012

Hi Sue, We want to refinish our kitchen cabinets and staircase banister and spindles. We want a dark espresso for the kitchen and the white spindles with a cherry stain for the banister to match our Brazilian hardwood floors. Can you recommend a striping product and stain. Also, the steps to take to prepare and complete out 2 projects. Thank you

Expert Question posted by Sue Kay  ::  Views (4663)
Many thanks for your inquiry and my apologies for the late response...The substrate of the cabinet will really determine the type of application you can do . I would recommend bringing a drawer or door front into Allandale to have one of our designers take a peak .... [ more ]
Jan 12
2012

How Much Can I Afford to Pay for a Home?

Blog posted by Kevin Harris  ::  Views (10543)
To determine ‘affordability’ you will first need to know your taxable income along with the amount of any debt outstanding and the monthly payments. Assuming it is your principal residence you are purchasing, calculate 32% of your income for use toward a... [ more ]
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